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Re: Credit

Post by Frog on 15th October 2009, 12:10 pm

Designed to ruin me!!!!!!

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Re: Credit

Post by Bones on 15th October 2009, 12:15 pm

I hate it. It is very easy to get & can lead to a lot of trouble, but then who takes credit when they don't need it? Would you take out a loan to buy a £25,000 car if you have £100,000 sitting there doing nothing?

In my opinion it's a dangerous temptation. Unless it was for a mortgage I wouldn't dream of getting any kind of credit (Except Bills etc). If I can't afford it then I'll just have to wait until I can.

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Re: Credit

Post by Bones on 15th October 2009, 12:41 pm

Because one may be able to afford the repayments now but one cannot see into the future.......... Just ask a few banks

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Re: Credit

Post by Frog on 15th October 2009, 12:55 pm

Tytonidae wrote:
LP wrote:Designed to ruin me!!!!!!

Laughing do you lack self control Lily Wink

Yes Sad

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Re: Credit

Post by Frog on 15th October 2009, 1:10 pm

I do like to live in the moment, if I start to think ahead I get depressed. The path is too steep and I’ll never make it, if I look back down to my feet though I only have to put one in front of the other for now Very Happy

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Re: Credit

Post by Jobless Oddball on 30th August 2010, 7:14 pm

Tytonidae wrote:Too easy to get? dangerous temptation? or a wonderful facility for easing and improving life?

now we must take responsibility for taking all this credit!

not just the banks!
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Re: Credit

Post by El_Guapo on 27th September 2010, 4:55 pm

Why is it that people that genuinely need credit can never get it and those that do not need it are always offered it on a plate?

Do not be fooled. Credit is not capitalisms gift to the poor. Credit is capitalisms Sword of Damocles forever dangling over the heads of those foolish enough to accept it.



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Re: Credit

Post by EarthsAngel on 12th October 2010, 11:44 am

I hate credit cards, very dangerous and so easy to get into trouble. If you can't afford it, don't buy it until you have the cash. I use debit cards to make the need for carrying too much cash a thing of the past.

I have heard of people paying for their mortgage by credit card, how crazy is that? The interest alone must be killing them.
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